| Category | Rate | Type | Cap |
|---|---|---|---|
|
Flights & Prepaid Hotels Booked Through AmexTravel.com
On flights and prepaid hotels booked through AmexTravel.com
|
5x | Points | No cap |
|
Eligible Purchases of $5,000 or More
On eligible purchases of $5,000 or more
|
1.5x | Points | $2,000,000/yr |
| All Other Purchases | 1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
Adobe Credit
Receive up to $150 in statement credits per calendar year for eligible U.S. purchases of Adobe Creative Cloud and Acrobat Pro (up to $12.50 per month).
|
Credits |
$150/year
Up to $150
|
|
Airline Fee Credit
Receive up to $200 in statement credits per calendar year for incidental fees at one qualifying airline you select.
|
Credits |
$200/year
Up to $200
|
|
CLEAR® Plus Credit
Receive up to $189 in statement credits per calendar year for your CLEAR® Plus membership.
|
Credits |
$189/year
Up to $189
|
|
Dell Technologies Credit
Receive up to $400 in statement credits per calendar year for U.S. purchases with Dell Technologies (up to $200 semi-annually).
|
Credits |
$400/year
Up to $400
|
|
Global Entry or TSA PreCheck® Credit
Receive a statement credit for the application fee for Global Entry (up to $100 every 4 years) or TSA PreCheck® (up to $85 every 4.5 years).
|
Credits |
Up to $100
Up to $100
|
|
Indeed Credit
Receive up to $360 in statement credits per calendar year for U.S. purchases with Indeed (up to $90 per quarter).
|
Credits |
$360/year
Up to $360
|
|
Wireless Credit
Receive up to $120 in statement credits per calendar year for eligible U.S. wireless telephone service purchases (up to $10 per month).
|
Credits |
$120/year
Up to $120
|
|
Expanded Buying Power
Get more purchasing power than a traditional credit limit, with the flexibility to spend above your credit limit based on your usage, payment history, and financial resources.
|
Financial | Flexible |
|
No Foreign Transaction Fees
Pay no foreign transaction fees on purchases made abroad.
|
Financial | 0% |
|
Baggage Insurance Plan
Coverage for lost, damaged, or stolen baggage when traveling on a Common Carrier.
|
Insurance |
Up to $3,000 per trip
Up to $3,000
|
|
Car Rental Loss and Damage Insurance
Secondary coverage for damage or theft of an eligible rental vehicle when you use your card to reserve and pay for the rental and decline the collision damage waiver.
|
Insurance |
Up to $50,000
Up to $50,000
|
|
Cell Phone Protection
Coverage for repair or replacement costs if your cell phone is stolen or damaged, when you pay your monthly wireless bill with your eligible Card.
|
Insurance |
Up to $800 per claim
Up to $800
|
|
Extended Warranty
Extends the original manufacturer's warranty for an additional year on eligible purchases with a warranty of five years or less.
|
Insurance | 1 additional year |
|
Purchase Protection
Covers eligible purchases against accidental damage or theft for up to 90 days from the date of purchase.
|
Insurance |
Up to $10,000 per occurrence
Up to $10,000
|
|
Return Protection
If a merchant won't take back an eligible item within 90 days of purchase, American Express may refund the full purchase price, up to $300 per item.
|
Insurance |
Up to $300 per item
Up to $300
|
|
Trip Cancellation & Interruption Insurance
Coverage for non-refundable travel expenses if a covered trip is canceled or interrupted for a covered reason.
|
Insurance |
Up to $10,000 per trip
Up to $10,000
|
|
Trip Delay Insurance
Coverage for eligible expenses, such as meals and lodging, when a covered trip is delayed for more than 6 hours due to a covered reason.
|
Insurance |
Up to $500 per trip
Up to $500
|
|
Concierge Service
Access to a dedicated concierge service for assistance with dining reservations, event tickets, and more.
|
Lifestyle | Complimentary |
|
Account Manager
Assign trusted employees to manage your account, pay bills, and review statements.
|
Other | Complimentary tool |
|
Amex Offers
Access to personalized offers for savings or bonus points on shopping, dining, travel, and more.
|
Other | Variable savings/points |
|
Connect to QuickBooks
Easily sync your card transactions with QuickBooks for streamlined expense management.
|
Other | Complimentary tool |
|
Vendor Pay by Bill.com
Access to Vendor Pay by Bill.com to help manage and pay your vendors.
|
Other | Complimentary tool |
|
1.5X Points on Large Purchases
Earn 1.5X Membership Rewards® points on eligible purchases of $5,000 or more, up to 1 million additional points per calendar year.
|
Rewards | 1.5X points |
|
1X Points on Other Purchases
Earn 1X Membership Rewards® point on all other eligible purchases.
|
Rewards | 1X point |
|
5X Points on Flights and Prepaid Hotels
Earn 5X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com.
|
Rewards | 5X points |
|
Welcome Offer: 150,000 Membership Rewards Points
Earn 150,000 Membership Rewards® points after you spend $15,000 on eligible purchases on the Card in the first 3 months of Card Membership.
|
Rewards | 150,000 points |
|
Fraud Protection
American Express helps protect you from fraudulent charges.
|
Security | Complimentary |
|
ShopRunner Membership
Complimentary ShopRunner membership provides free 2-day shipping and free returns at participating online stores.
|
Shopping | Complimentary |
|
Fine Hotels + Resorts® Program
Access to benefits like complimentary breakfast, room upgrades when available, and a unique amenity at over 1,300 properties worldwide when booked through Fine Hotels + Resorts.
|
Travel | Complimentary perks |
|
Hilton Honors Gold Status
Enroll to receive complimentary Hilton Honors Gold status.
|
Travel | Complimentary |
|
Marriott Bonvoy Gold Elite Status
Enroll to receive complimentary Marriott Bonvoy Gold Elite status.
|
Travel | Complimentary |
|
The Global Lounge Collection® Access
Complimentary access to a wide network of airport lounges, including The Centurion® Lounge, Priority Pass™ Select, Delta Sky Club®, Plaza Premium Lounges, Escape Lounges, Lufthansa Lounges, and International American Express Lounges.
|
Travel | Complimentary |
|
The Hotel Collection Benefits
Receive a $100 hotel credit and a room upgrade when available on eligible stays of two nights or more at participating properties when booked through The Hotel Collection.
|
Travel |
$100 credit + upgrade
Up to $100
|
