| Category | Rate | Type | Cap |
|---|---|---|---|
|
Flights and Prepaid Hotels Booked on AmexTravel.com
On flights and prepaid hotels booked through amextravel.com
|
5x | Points | No cap |
|
Large Purchases
On eligible purchases of $5,000 or more, up to 1,000,000 additional points per calendar year.
|
1.5x | Points | $2,000,000/yr |
| All Other Purchases | 1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
Adobe Credit
Receive up to $150 in statement credits per calendar year for eligible purchases of Adobe creative software.
|
Credits |
$150/year
Up to $150
|
|
Airline Fee Credit
Receive up to $200 in statement credits per calendar year for incidental fees charged by one qualifying airline of your choice.
|
Credits |
$200/year
Up to $200
|
|
Dell Technologies Credit
Receive up to $400 in statement credits per calendar year for eligible purchases made directly with Dell Technologies (up to $200 semi-annually).
|
Credits |
$400/year
Up to $400
|
|
Global Entry or TSA PreCheck Credit
Receive a statement credit for the application fee for Global Entry (up to $100 every 4 years) or TSA PreCheck (up to $85 every 4.5 years).
|
Credits |
Up to $100
Up to $100
|
|
Indeed Credit
Receive up to $360 in statement credits per calendar year for eligible Indeed products and services (up to $90 quarterly).
|
Credits |
$360/year
Up to $360
|
|
Wireless Credit
Receive up to $120 in statement credits per calendar year for eligible purchases made directly from U.S. wireless telephone providers (up to $10 monthly).
|
Credits |
$120/year
Up to $120
|
|
Annual Fee
The annual fee for the Business Platinum Card® for Ameriprise Financial.
|
Financial |
$695/year
Up to $695
|
|
No Foreign Transaction Fees
No fees are charged on purchases made in a foreign currency or outside the United States.
|
Financial | 0% fee |
|
Baggage Insurance Plan
Provides coverage for lost, damaged, or stolen baggage when traveling on a common carrier.
|
Insurance |
Up to $2,000 checked, $3,000 carry-on
Up to $3,000
|
|
Car Rental Loss and Damage Insurance
Secondary coverage for damage or theft of an eligible rental vehicle when you decline the rental company's collision damage waiver.
|
Insurance | Secondary coverage |
|
Extended Warranty
Extends the original manufacturer's warranty for an additional year on eligible purchases.
|
Insurance |
Up to $10,000 per item, $50,000 per year
Up to $10,000
|
|
Purchase Protection
Covers eligible purchases against accidental damage or theft for up to 90 days from the purchase date.
|
Insurance |
Up to $10,000 per item, $50,000 per year
Up to $10,000
|
|
Trip Cancellation & Interruption Insurance
Provides coverage for non-refundable travel expenses if a covered trip is canceled or interrupted for eligible reasons.
|
Insurance |
Up to $10,000 per trip, $20,000 per 12 months
Up to $10,000
|
|
Trip Delay Insurance
Provides coverage for eligible expenses, such as meals and lodging, if a covered trip is delayed for more than 6 hours.
|
Insurance |
Up to $500 per trip
Up to $500
|
|
Concierge Service
Access to a dedicated concierge service for assistance with dining reservations, event tickets, and other requests.
|
Lifestyle | Complimentary service |
|
Connect to QuickBooks
Easily sync your card transactions with QuickBooks to streamline expense tracking and accounting.
|
Other | Complimentary integration |
|
Employee Cards
Add employee cards to help manage business expenses, with the ability to set spending limits and earn rewards on their purchases.
|
Other | Variable fee per card |
|
Spend Manager
Tools to help track, categorize, and manage business expenses efficiently.
|
Other | Complimentary tool |
|
1.5x Points on Large Purchases
Earn 1.5 Membership Rewards® points per dollar on eligible purchases of $5,000 or more, up to $2 million in eligible purchases per calendar year.
|
Rewards | 1.5x points |
|
1x Points on Other Purchases
Earn 1 Membership Rewards® point per dollar on all other eligible purchases.
|
Rewards | 1x points |
|
5x Points on Flights & Hotels
Earn 5 Membership Rewards® points per dollar on flights and prepaid hotels booked through American Express Travel.
|
Rewards | 5x points |
|
Welcome Offer
Earn a significant number of Membership Rewards® points after meeting a specified spending requirement within the first few months of card membership.
|
Rewards | Variable points bonus |
|
Fraud Protection
American Express's fraud protection ensures you're not held responsible for fraudulent charges.
|
Security | Zero liability |
|
Return Protection
If a merchant won't take back an eligible item within 90 days of purchase, American Express may refund the full purchase price.
|
Shopping |
Up to $300 per item, $1,000 per year
Up to $300
|
|
Car Rental Privileges
Enroll in complimentary memberships with Hertz Gold Plus Rewards President's Circle, Avis Preferred, and National Car Rental Emerald Club Executive.
|
Travel | Complimentary status |
|
Centurion Lounge Access
Complimentary access to The Centurion® Lounge network for the primary card member and up to two guests.
|
Travel | Complimentary |
|
Delta Sky Club Access
Complimentary access to Delta Sky Club® lounges when flying on a Delta-marketed or Delta-operated flight.
|
Travel | Complimentary |
|
Fine Hotels + Resorts Program
Enjoy valuable benefits like daily breakfast for two, room upgrades (when available), early check-in, late check-out, and a unique property amenity at over 1,300 properties worldwide.
|
Travel | Complimentary benefits |
|
International Airline Program
Access to special pricing on eligible first class, business class, and premium economy tickets on participating airlines when booked through American Express Travel.
|
Travel | Special pricing |
|
Lufthansa Lounge Access
Complimentary access to Lufthansa Business Lounges and Lufthansa Senator Lounges when flying Lufthansa Group.
|
Travel | Complimentary |
|
Premium Global Assist Hotline
24/7 emergency assistance and coordination services for medical, legal, and other travel-related emergencies when traveling more than 100 miles from home.
|
Travel | Complimentary service |
|
Priority Pass Select Membership
Complimentary Priority Pass™ Select membership, providing access to over 1,300 airport lounges worldwide.
|
Travel | Complimentary |
|
The Hotel Collection Benefits
Receive a $100 hotel credit and a room upgrade (when available) on eligible stays of two nights or more at participating properties when booked through American Express Travel.
|
Travel |
$100 hotel credit + upgrade
Up to $100
|
