| Category | Rate | Type | Cap |
|---|---|---|---|
| Flights & Prepaid Hotels Booked Through AmexTravel.com | 5x | Points | No cap |
|
Select Business Purchases (1.5x)
Applies to purchases in U.S. construction material & hardware stores, electronic retailers, software & cloud system providers, shipping providers, purchases of $5,000 or more, and all purchases made by Employee Cards, up to $120,000 per calendar year, then 1x.
|
1.5x | Points | $120,000/yr |
| All Other Purchases | 1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
Adobe Credit
Get up to $150 in statement credits per calendar year for eligible U.S. purchases of Adobe creative software and services.
|
Credits |
Up to $150/year
Up to $150
|
|
Airline Fee Credit
Get up to $200 in statement credits per calendar year for incidental fees charged by one qualifying airline you select.
|
Credits |
Up to $200/year
Up to $200
|
|
Dell Technologies Credit
Get up to $400 in statement credits per calendar year for U.S. purchases with Dell Technologies (up to $200 semi-annually).
|
Credits |
Up to $400/year
Up to $400
|
|
Global Entry or TSA PreCheck Credit
Receive a statement credit for the application fee for Global Entry (up to $100 every 4 years) or TSA PreCheck (up to $85 every 4.5 years).
|
Credits |
Up to $100 every 4 years
Up to $100
|
|
Indeed Credit
Get up to $360 in statement credits per calendar year for U.S. purchases with Indeed (up to $90 quarterly).
|
Credits |
Up to $360/year
Up to $360
|
|
Wireless Credit
Get up to $120 in statement credits per calendar year for eligible U.S. wireless telephone service purchases (up to $10 monthly).
|
Credits |
Up to $120/year
Up to $120
|
|
Employee Cards with Fee Waiver
Add Employee Cards for your team to earn rewards on their purchases, with spending limits and expense tracking. The first three Employee Business Platinum Cards have no annual fee.
|
Financial | No annual fee for first 3 cards |
|
No Foreign Transaction Fees
Pay no foreign transaction fees on purchases made abroad.
|
Financial | 0% |
|
Baggage Insurance Plan
Coverage for lost, damaged, or stolen baggage when traveling on a Common Carrier and the entire fare was charged to the Card.
|
Insurance |
Up to $3,000 per trip
Up to $3,000
|
|
Car Rental Loss and Damage Insurance
Secondary coverage for damage or theft of an eligible rental vehicle when you decline the rental company's collision damage waiver.
|
Insurance |
Up to $75,000
Up to $75,000
|
|
Extended Warranty
Extends the original manufacturer's warranty by up to one additional year on eligible purchases with a warranty of five years or less.
|
Insurance |
Up to $10,000 per item, $50,000 per calendar year
Up to $10,000
|
|
Purchase Protection
Covers eligible purchases against accidental damage or theft for up to 90 days from the date of purchase.
|
Insurance |
Up to $10,000 per occurrence, $50,000 per calendar year
Up to $10,000
|
|
Return Protection
If a merchant won't take back an eligible item within 90 days of purchase, American Express may refund the full purchase price.
|
Insurance |
Up to $300 per item, $1,000 per calendar year
Up to $300
|
|
Trip Cancellation & Interruption Insurance
Coverage for non-refundable travel expenses if a covered trip is canceled or interrupted for an eligible reason.
|
Insurance |
Up to $10,000 per trip, $20,000 per 12 months
Up to $10,000
|
|
Trip Delay Insurance
Coverage for eligible expenses like meals and lodging if a covered trip is delayed for more than 6 hours.
|
Insurance |
Up to $500 per trip (2 claims per 12 months)
Up to $500
|
|
Concierge Service
Access to a dedicated concierge service for assistance with travel, dining, entertainment, and shopping requests.
|
Lifestyle | Complimentary |
|
1.5X Membership Rewards Points on Large Purchases
Earn 1.5X Membership Rewards points on eligible purchases of $5,000 or more, up to 1 million additional points per calendar year.
|
Rewards | 1.5X points |
|
1X Membership Rewards Points on Other Purchases
Earn 1X Membership Rewards point on all other eligible purchases.
|
Rewards | 1X points |
|
5X Membership Rewards Points on Travel
Earn 5X Membership Rewards points on flights and prepaid hotels booked on amextravel.com.
|
Rewards | 5X points |
|
Fraud Protection
American Express monitors accounts for suspicious activity and provides zero liability for unauthorized charges.
|
Security | Zero liability |
|
ShopRunner Membership
Complimentary ShopRunner membership, providing free 2-day shipping and free returns at participating online stores. Enrollment required.
|
Shopping | Complimentary |
|
Fine Hotels + Resorts Program
Access to a collection of over 1,300 hotels worldwide with benefits like complimentary breakfast, room upgrades when available, late checkout, and a unique property amenity.
|
Travel | Varies |
|
Global Lounge Collection Access
Complimentary access to Centurion Lounges, Priority Pass Select Lounges (enrollment required), Delta Sky Club (when flying Delta), Plaza Premium Lounges, Escape Lounges, and Lufthansa Lounges (when flying Lufthansa).
|
Travel | Complimentary |
|
Hilton Honors Gold Status
Complimentary Gold status with Hilton Honors, offering benefits like complimentary breakfast, room upgrades, and bonus points. Enrollment required.
|
Travel | Complimentary |
|
International Airline Program
Get discounts on eligible first class and business class international airfares when booking through Amex Travel.
|
Travel | Varies |
|
Marriott Bonvoy Gold Elite Status
Complimentary Gold Elite status with Marriott Bonvoy, offering benefits like late checkout, room upgrades, and bonus points. Enrollment required.
|
Travel | Complimentary |
|
Premium Car Rental Privileges
Complimentary elite status with Hertz Gold Plus Rewards President's Circle, Avis Preferred, and National Car Rental Emerald Club Executive. Enrollment required.
|
Travel | Complimentary |
