AM
American Express

Business Green Rewards Card from American Express

15,000 Points Bonus No Foreign Fees
$95 Annual Fee
See terms Purchase APR
15,000 Welcome Bonus
670+ Recommended FICO
Points Reward Type
Browse Cards › American Express › Business Green Rewards Card from American Express

Welcome Bonus

15,000 Points
Welcome Bonus
Spend $3,000 in the first 90 days
Bonus Posted Within 8-12 weeks of meeting spend requirement

Rewards

Reward TypePoints
Base Rate1x / 1%
Bonus RateUp to 2x
Point Value~0.02¢ each
Travel Portal2x
Annual Cap$50,000
ExpirationPoints never expire as long as account is open
Transfer PartnersDelta SkyMiles, British Airways Executive Club, Air France-KLM Flying Blue, Emirates Skywards, Singapore Airlines KrisFlyer, Virgin Atlantic Flying Club, ANA Mileage Club, Cathay Pacific Asia Miles, HawaiianMiles, JetBlue TrueBlue, Marriott Bonvoy, Hilton Honors
Redemption NotesCash redemptions (statement credit) valued at 0.6 cents per point
CategoryRateTypeCap
Travel Booked Through AmexTravel.com
On eligible purchases made at AmexTravel.com.
2x Points No cap
All Other Purchases 1x Points No cap

Benefits & Protections

No Foreign Fees
Travel Insurance
Purchase Protection
Extended Warranty
Lost Luggage Coverage
BenefitCategoryValue / Coverage
Employee Cards with No Annual Fee
Add employee cards at no additional annual fee to help manage business expenses and earn rewards on their spending.
Financial Complimentary
No Foreign Transaction Fees
Avoid additional fees on purchases made outside of the United States.
Financial 0% foreign transaction fee
Baggage Insurance Plan
Provides coverage for lost, damaged, or stolen baggage when traveling on a common carrier, up to $1,250 for checked baggage and $1,500 for carry-on baggage.
Insurance Up to $1,250 checked, $1,500 carry-on
Up to $1,500
Car Rental Loss and Damage Insurance
Provides secondary coverage for eligible rental vehicles against theft or damage when you use your card to reserve and pay for the entire rental and decline the collision damage waiver offered by the rental company.
Insurance Secondary coverage
Extended Warranty
Extends the original manufacturer's warranty by up to one additional year on eligible purchases, up to $10,000 per item and $50,000 per card account per calendar year.
Insurance Up to 1 additional year, $10,000 per item, $50,000/year
Up to $10,000
Purchase Protection
Covers eligible purchases against accidental damage or theft for up to 90 days from the purchase date, up to $1,000 per occurrence and $50,000 per card account per calendar year.
Insurance Up to $1,000 per item, $50,000/year
Up to $1,000
1X Membership Rewards Points on Other Purchases
Earn 1 Membership Rewards point for every dollar spent on all other eligible purchases.
Rewards 1X points
2X Membership Rewards Points on AmexTravel.com
Earn 2 Membership Rewards points for every dollar spent on eligible purchases made at AmexTravel.com.
Rewards 2X points
Membership Rewards Points Don't Expire
Your Membership Rewards points do not expire as long as your account remains open and in good standing.
Rewards Points never expire
Unlimited Membership Rewards Points
There is no limit to the number of Membership Rewards points you can earn with your card.
Rewards Unlimited
Fraud Protection
You are not held responsible for fraudulent charges made on your account.
Security Zero liability
Amex Offers
Access to personalized offers for statement credits or bonus points at various merchants for shopping, dining, travel, and more.
Shopping Varies by offer
Global Assist Hotline
Access to 24/7 emergency assistance services when traveling more than 100 miles from home, including medical, legal, and travel-related coordination services. Cardholders are responsible for third-party costs.
Travel 24/7 emergency assistance

Fees

Annual Fee $95 Waived first year
Authorized User FeeFree
Foreign Transaction FeeNone
Late Payment FeeUp to $39
Returned Payment FeeUp to $39

Approval & Eligibility

670 Recommended minimum FICO · Range 670–739
300 Poor580 Fair 670 Good740 Very Good 800+ Exceptional
Approval DifficultyModerate
Credit ProfileGood
Approval OddsGood
Decision TimeInstant
Pre-QualificationAvailable (no hard pull)
Student EligibleNo
Co-ApplicantNot allowed
Business EligibleYes

Issuer Rules & Restrictions

Maximum Cards per Issuer
You can hold up to 5 cards from this issuer simultaneously.
Shutdown Risk Triggers
Manufactured spending, excessive cash advances, rapid increase in spending inconsistent with past patterns, providing inaccurate financial information, abuse of Amex Offers or return policies
Cliff Effect Rules
The "once per lifetime" rule for welcome bonuses means earning a bonus on this specific Business Green Rewards Card product generally prevents earning it again. This rule applies to the specific card product, not broader card families like other Green cards.
International Friendly
This card works well for international travel and transactions.
Additional Issuer Rules
American Express generally enforces a "once per lifetime" rule for welcome bonuses on specific card products, meaning you can typically only earn the bonus for the Business Green Rewards Card once. Applicants may also encounter "Pop-Up Jail," indicating ineligibility for a welcome bonus before submitting the application. While the Business Green is a charge card, Amex has soft limits on the total number of credit cards a customer can hold.
Military & Hardship
MLA Compliant
Complies with the Military Lending Act (36% APR cap for active duty servicemembers).
Hardship Program
Hardship program available.
American Express
$95
Annual Fee · Waived first year
Apply Now
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Welcome Bonus 15,000 Points
Quick Summary
Annual Fee $95
RewardsPoints
Welcome Bonus15,000 Points
Foreign FeesNone
Min. FICO670+
Online
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