| Category | Rate | Type | Cap |
|---|---|---|---|
|
All Other Purchases
On the first $50,000 in purchases each calendar year
|
2x | Points | $50,000/yr |
|
All Other Purchases
After the first $50,000 in purchases each calendar year
|
1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
Employee Cards at No Additional Annual Fee
Add employee cards to your account at no additional annual fee to earn rewards on their purchases.
|
Financial |
$0 per employee card
Up to $0
|
|
Expanded Buying Power
Get flexibility to spend beyond your credit limit, based on factors like your credit history, payment history, and other financial resources.
|
Financial | Varies |
|
No Annual Fee
The Blue Business® Plus Credit Card from American Express has no annual fee.
|
Financial |
$0
Up to $0
|
|
No Foreign Transaction Fees
Pay no foreign transaction fees when you use your card for purchases made outside of the United States.
|
Financial | 0% |
|
Pay Over Time
Carry a balance with interest on eligible purchases up to your Pay Over Time Limit, providing payment flexibility.
|
Financial | Varies |
|
Car Rental Loss and Damage Insurance
Provides secondary coverage for damage or theft of an eligible rental vehicle when you decline the rental company's collision damage waiver.
|
Insurance |
Up to $50,000 per rental
Up to $50,000
|
|
Extended Warranty
Extends the original manufacturer's warranty by up to one additional year on eligible purchases with warranties of five years or less.
|
Insurance |
Up to $10,000 per item / $50,000 per year
Up to $10,000
|
|
Purchase Protection
Covers eligible purchases against accidental damage or theft for up to 90 days from the purchase date.
|
Insurance |
Up to $1,000 per occurrence / $50,000 per year
Up to $1,000
|
|
American Express® Business App
Manage your account on the go, view transactions, make payments, and receive alerts through the mobile app.
|
Other | Complimentary |
|
Connect to QuickBooks®
Easily download your transaction data directly into QuickBooks to streamline expense management.
|
Other | Complimentary |
|
Vendor Pay by Bill.com
Simplify bill payments and manage cash flow with integrated payment solutions through Vendor Pay by Bill.com.
|
Other | Complimentary (may have fees for certain Bill.com services) |
|
Year-End Summary
Receive a summary of your account activity, categorized by month and expense type, to help with tax preparation and budgeting.
|
Other | Complimentary |
|
1X Membership Rewards Points
Earn 1 Membership Rewards point per dollar on eligible purchases after the first $50,000 spent each calendar year.
|
Rewards | 1x points |
|
2X Membership Rewards Points
Earn 2 Membership Rewards points per dollar on the first $50,000 in eligible purchases each calendar year.
|
Rewards | 2x points on up to $50,000/year |
|
Account Alerts
Receive alerts for suspicious activity, payment due dates, and other important account information.
|
Security | Complimentary |
|
Fraud Protection
American Express helps protect you from fraudulent charges with advanced fraud protection systems.
|
Security | Complimentary |
|
Amex Offers
Get rewarded with statement credits for purchases at select merchants by adding Amex Offers to your eligible Card.
|
Shopping | Varies |
|
Global Assist Hotline
Get 24/7 emergency assistance and coordination services for medical, legal, and other travel-related emergencies when traveling more than 100 miles from home.
|
Travel | Complimentary (cardmember responsible for third-party costs) |
