American Express · American Express

American Express® Government Travel Account

Charge

$0 Annual Fee

See terms Purchase APR

Benefits & Protections

Travel Insurance

Fees

Annual Fee $0 — No Annual Fee

Foreign Transaction FeeNone

Cash Advance FeeNo cash advance fees

Late Payment FeeUp to $0

Issuer Rules & Restrictions

Maximum Cards per Issuer

You can hold up to 0 cards from this issuer simultaneously.

Shutdown Risk Triggers

Unauthorized use, fraudulent activity, misuse of government funds, non-compliance with agency travel policies, or failure to pay outstanding balances. Triggers like manufactured spending or high cumulative personal credit limits are generally not applicable to this type of government account.

Cliff Effect Rules

Not applicable (not part of a consumer card family for rewards)

International Friendly

This card works well for international travel and transactions.

Additional Issuer Rules

This card is a government travel account, not a personal credit card. Eligibility is restricted to authorized employees of government agencies participating in the American Express Government Travel Account program. Application is managed through the respective government agency, requiring authorization and adherence to agency-specific policies. Traditional welcome bonuses and associated rules like the 'one welcome bonus per card per lifetime' and the '2/90 rule' for new credit card approvals do not apply to this specific government travel account, as it is designed for official travel expenses rather than personal rewards.

Military & Hardship

MLA Compliant

Complies with the Military Lending Act (36% APR cap for active duty servicemembers).

Hardship Program

Hardship program available.

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American Express® Government Travel Account

Benefits & Protections

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Issuer Rules & Restrictions

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