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American Express · American Express

American Express® Government Travel Account

Charge
$0 Annual Fee
See terms Purchase APR
Browse Cards › American Express › American Express® Government Travel Account

Rewards

CategoryRateTypeCap
All Purchases
This card does not offer a rewards program to the cardholder.
0x Points No cap

Benefits & Protections

Travel Insurance
BenefitCategoryValue / Coverage
Enhanced Reporting
Access to detailed data and custom reports to gain insights into travel spending and optimize budget management.
Financial Complimentary
Global Acceptance
The American Express Government Travel Account is accepted worldwide, providing convenience for government travelers globally.
Financial Complimentary
No Foreign Transaction Fees
No additional fees are charged on purchases made in foreign currencies.
Financial 0%
Up to $0
Streamlined Expense Management
Centralized billing and consolidated statements simplify the management of travel expenses for federal government agencies.
Financial Complimentary
Baggage Insurance Plan
Coverage for lost, stolen, or damaged baggage when common carrier tickets are purchased with the account.
Insurance Up to $1,250 for checked, $500 for carry-on
Car Rental Loss and Damage Insurance
Secondary coverage for damage or theft of an eligible rental vehicle when the full cost of the rental is charged to the account.
Insurance Complimentary (secondary coverage)
Travel Accident Insurance
Coverage for accidental death or dismemberment when common carrier tickets are purchased with the account.
Insurance Up to $100,000
Up to $100,000
Dedicated Customer Service
Access to 24/7 dedicated customer service for assistance with account management and travel-related inquiries.
Lifestyle Complimentary
Account Monitoring
American Express actively monitors accounts for suspicious activity to help prevent fraud.
Security Complimentary
Dispute Resolution
Assistance with resolving unauthorized or incorrect charges on the account.
Security Complimentary
Fraud Protection
Built-in fraud protection helps safeguard the account against unauthorized charges and suspicious activity.
Security Complimentary
Global Assist® Hotline
Access to a 24/7 hotline for emergency medical, legal, and travel assistance services when traveling more than 100 miles from home.
Travel Complimentary

Fees

Annual Fee $0 — No Annual Fee
Foreign Transaction FeeNone
Cash Advance FeeNo cash advance fees
Late Payment FeeUp to $0

Issuer Rules & Restrictions

Maximum Cards per Issuer
You can hold up to 0 cards from this issuer simultaneously.
Shutdown Risk Triggers
Unauthorized use, fraudulent activity, misuse of government funds, non-compliance with agency travel policies, or failure to pay outstanding balances. Triggers like manufactured spending or high cumulative personal credit limits are generally not applicable to this type of government account.
Cliff Effect Rules
Not applicable (not part of a consumer card family for rewards)
International Friendly
This card works well for international travel and transactions.
Additional Issuer Rules
This card is a government travel account, not a personal credit card. Eligibility is restricted to authorized employees of government agencies participating in the American Express Government Travel Account program. Application is managed through the respective government agency, requiring authorization and adherence to agency-specific policies. Traditional welcome bonuses and associated rules like the 'one welcome bonus per card per lifetime' and the '2/90 rule' for new credit card approvals do not apply to this specific government travel account, as it is designed for official travel expenses rather than personal rewards.
Military & Hardship
MLA Compliant
Complies with the Military Lending Act (36% APR cap for active duty servicemembers).
Hardship Program
Hardship program available.
American Express
$0
Annual Fee
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Quick Summary
Annual Fee Free
NetworkAmerican Express
Card TypeCharge
Online
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