| Category | Rate | Type | Cap |
|---|---|---|---|
|
All Other Purchases
This card is designed for government agencies to manage and control employee spending and does not earn rewards.
|
0x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
Global Acceptance
The card is accepted at millions of locations worldwide, providing convenience for government employees traveling internationally.
|
Financial | Worldwide |
|
No Foreign Transaction Fees
Cardmembers will not be charged foreign transaction fees on purchases made outside the United States.
|
Financial |
0%
Up to $0
|
|
No Pre-Set Spending Limit
Provides flexibility with no pre-set spending limit, allowing purchases to be approved based on a variety of factors including credit history, account history, and financial resources.
|
Financial | Flexible |
|
Online Account Management
Cardmembers can manage their account online, view statements, and track spending through a dedicated online portal.
|
Financial | Complimentary |
|
Car Rental Loss and Damage Insurance
Provides secondary coverage for damage to or theft of a rental car when the eligible rental is paid for with the card and the cardmember declines the collision damage waiver (CDW) offered by the rental company.
|
Insurance | Secondary coverage |
|
Extended Warranty
Extends the original manufacturer's warranty for eligible purchases made with the card by up to one additional year.
|
Insurance | Up to 1 additional year |
|
Purchase Protection
Covers eligible purchases against accidental damage or theft for up to 90 days from the date of purchase.
|
Insurance | Up to 90 days |
|
Emergency Card Replacement
If a card is lost or stolen, American Express can provide a replacement card, often within 24-48 hours, to minimize disruption.
|
Security | Complimentary |
|
Fraud Protection
American Express offers robust fraud protection to help safeguard against unauthorized charges and suspicious activity.
|
Security | Comprehensive |
|
Baggage Insurance Plan
Provides coverage for lost, stolen, or damaged luggage when traveling on a common carrier and the entire fare was charged to the card.
|
Travel | Coverage provided |
|
Premium Global Assist® Hotline
Provides 24/7 emergency assistance and coordination services for medical, legal, financial, and other select emergency situations when traveling 100 miles or more from home.
|
Travel | 24/7 assistance |
|
Travel Accident Insurance
Provides coverage for accidental death or dismemberment when traveling on a common carrier (plane, train, bus, ship) and the fare was paid with the card.
|
Travel | Coverage provided |
