| Category | Rate | Type | Cap |
|---|---|---|---|
|
Amazon Business, AWS, Amazon.com & Whole Foods Market
On U.S. purchases at Amazon Business, AWS, Amazon.com, and Whole Foods Market. Combined with 2% categories, bonus rates apply to the first $120,000 in eligible purchases each calendar year, then 1% thereafter.
|
5x | Cash Back | $120,000/yr |
|
Restaurants, Gas Stations & Wireless Phone Services
On U.S. purchases at restaurants, gas stations, and wireless phone services purchased directly from U.S. service providers. Combined with 5% categories, bonus rates apply to the first $120,000 in eligible purchases each calendar year, then 1% thereafter.
|
2x | Cash Back | $120,000/yr |
|
All Other Purchases
On all other eligible purchases, and after the $120,000 combined annual cap is reached for 5% and 2% categories.
|
1x | Cash Back | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
Account Management Tools
Access online tools to track spending, manage employee cards, and download statements.
|
Financial | Complimentary |
|
Connect to QuickBooks
Easily sync your card transactions directly with QuickBooks for streamlined accounting.
|
Financial | Complimentary |
|
Employee Cards
Get employee cards at no additional cost to help manage business expenses and earn rewards on their spending.
|
Financial |
Complimentary
Up to $0
|
|
No Annual Fee
There is no annual fee for the Amazon Business Prime Card.
|
Financial |
$0
Up to $0
|
|
No Foreign Transaction Fees
Pay no foreign transaction fees when you use your card for purchases outside of the United States.
|
Financial | 0% |
|
Baggage Insurance Plan
Provides coverage for lost, stolen, or damaged luggage when you purchase your common carrier tickets with your eligible card.
|
Insurance |
Up to $1,250 per bag type
Up to $1,250
|
|
Car Rental Loss and Damage Insurance
Provides secondary coverage for damage or theft of an eligible rental vehicle when you use your card to reserve and pay for the rental.
|
Insurance |
Up to $50,000
Up to $50,000
|
|
Extended Warranty
Extends the original manufacturer's warranty for an additional year on eligible purchases with warranties of five years or less.
|
Insurance |
Up to $10,000 per item
Up to $10,000
|
|
Purchase Protection
Covers eligible purchases against accidental damage or theft for up to 90 days from the date of purchase.
|
Insurance |
Up to $1,000 per occurrence
Up to $1,000
|
|
1% Back on Other Purchases
Earn 1% back on all other eligible purchases.
|
Rewards | 1% back |
|
2% Back on Business Categories
Earn 2% back on eligible purchases at U.S. restaurants, U.S. gas stations, and on wireless telephone services purchased directly from U.S. service providers.
|
Rewards | 2% back |
|
5% Back on Amazon & Whole Foods
Earn 5% back on eligible purchases at Amazon Business, Amazon.com, AWS, and Whole Foods Market with an eligible Prime membership.
|
Rewards | 5% back (up to $120,000/year) |
|
Flexible Payment Terms or 5% Back Choice
Choose between 90-day payment terms on eligible purchases at Amazon Business, Amazon.com, AWS, and Whole Foods Market, or 5% back.
|
Rewards | 90-day terms or 5% back |
|
Account Alerts
Receive alerts via email or text for suspicious activity, payment reminders, and other account updates.
|
Security | Complimentary |
|
Fraud Protection / Zero Fraud Liability
You will not be held responsible for unauthorized charges made on your account.
|
Security | 0% liability |
|
Amex Offers
Get access to personalized offers for savings or bonus rewards at various merchants.
|
Shopping | Varies |
|
ShopRunner Membership
Enjoy complimentary ShopRunner membership, providing free 2-day shipping and free returns at participating online stores.
|
Shopping | Complimentary |
|
Global Assist Hotline
Provides 24/7 emergency assistance and coordination services for medical, legal, and other travel-related emergencies when traveling more than 100 miles from home.
|
Travel | Complimentary |