| Category | Rate | Type | Cap |
|---|---|---|---|
|
All Other Purchases
Unlimited 1.5% cash back on all eligible purchases under the Cash Back Signature option.
|
1.5x | Cash Back | No cap |
|
All Other Purchases
Earn 1 point per dollar spent on all purchases under the Rewards Signature option, redeemable for cash back, travel, merchandise, gift cards, or event tickets.
|
1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
High Credit Limit Range
The Visa Signature Card offers credit limits ranging from $500 up to $50,000 based on creditworthiness.
|
Financial |
Up to $50,000
Up to $50,000
|
|
Introductory Balance Transfer APR
New cardholders may qualify for a reduced introductory APR on balance transfers for a limited period (typically 12 months) before the standard balance transfer APR applies.
|
Financial | 9.74% intro APR for 12 months |
|
Low Interest Rates
The card offers competitive variable APRs, with rates as low as 9.74% for qualified members.
|
Financial | As low as 9.74% Variable |
|
No Annual Fee
The Visa Signature Card does not charge an annual fee for cardholders.
|
Financial |
$0
Up to $0
|
|
Worldwide Acceptance
Visa Signature offers the financial flexibility of everywhere-in-the-world acceptance for purchases.
|
Financial | Complimentary |
|
24/7 Concierge Service
Cardholders have access to a complimentary concierge service that can assist with booking hotels, dining recommendations, and securing tickets to local events for business or leisure trips.
|
Lifestyle | Complimentary |
|
Picture Perfect Card Design
Cardholders can personalize the appearance of their physical card with a custom photo or design through the Picture Perfect program.
|
Lifestyle | Complimentary |
|
Cash Back / Points Rewards
Earn unlimited 1.5% cash back on all purchases, or earn points redeemable for cash back, gift cards, travel, merchandise, and events depending on the rewards option chosen.
|
Rewards | 1.5% cash back |
|
Card Guard Mobile Security
Cardholders can use the Card Guard mobile app to control when, where, and how their card can be used, including setting alerts and transaction restrictions.
|
Security | Complimentary |
|
Cardholder Inquiry Service
Provides cardholders with access to Visa customer service representatives 24 hours a day, 7 days a week for account inquiries and support.
|
Security | 24/7 Support |
|
Identity Theft Recovery Services
Cardholders have access to fully managed identity theft recovery services to help resolve cases of identity fraud.
|
Security | Complimentary |
|
Lost or Stolen Card Reporting and Emergency Card Replacement
Cardholders can get their card replaced for free if lost or stolen, with emergency replacement available within 24-72 hours anywhere in the world.
|
Security | Complimentary |
|
Zero Liability Protection
Cardholders are not held responsible for unauthorized purchases made on their card, whether the card was lost, stolen, or used fraudulently.
|
Security | Complimentary |
|
Emergency Cash Advance
If a card is lost or stolen while traveling, cardholders can arrange for emergency cash to be wired to them via Western Union, typically within two hours of approval.
|
Travel | Complimentary |
|
Lost Luggage Locator Service
Assistance locating lost luggage while traveling, provided as part of the travel emergency assistance benefits.
|
Travel | Complimentary |
|
Roadside Dispatch
Cardholders can request roadside assistance services such as towing, tire change, or jump-start for a pre-determined fee, with no membership required and no annual cost.
|
Travel | Pay-per-use |
|
Travel Accident Insurance
Provides accidental death and dismemberment insurance coverage while traveling on a common carrier when the trip is paid for with the card.
|
Travel | Complimentary |
|
Travel and Emergency Assistance Services
Provides 24/7 emergency assistance while traveling, including medical and legal referrals, emergency message relay, lost luggage locator service, and translation assistance.
|
Travel | Complimentary |
|
Travel Discounts and Exclusive Deals
Visa Signature cardholders gain access to exclusive savings on hotel rooms, rental cars, cruises, and other travel arrangements worldwide.
|
Travel | Varies by offer |
