| Category | Rate | Type | Cap |
|---|---|---|---|
|
All Other Purchases
Earn 1 point per dollar spent on all purchases, redeemable for cash back, gift cards, travel, and merchandise.
|
1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
Exceptionally Low Variable APR
The card offers exceptionally low variable interest rates, with rates as low as 11.49% for qualified members and no introductory or teaser rates.
|
Financial | As low as 11.49% Variable |
|
High Minimum Credit Limit
The Visa Platinum Card requires a minimum credit limit of $6,000, providing greater spending power for qualified members.
|
Financial |
$6,000 minimum
Up to $6,000
|
|
No Annual Fee
The Visa Platinum Card does not charge an annual fee for cardholders.
|
Financial |
$0
Up to $0
|
|
No Balance Transfer Fee
Cardholders are not charged a fee for transferring balances from other credit cards to this card.
|
Financial |
$0
Up to $0
|
|
Picture Perfect Card Design
Cardholders can personalize the appearance of their physical card with a custom photo or design through the Picture Perfect program.
|
Lifestyle | Complimentary |
|
Points Rewards
Earn one point for every dollar spent on purchases, redeemable for cash back, gift cards, travel, merchandise, and more.
|
Rewards | 1 point per $1 |
|
Card Guard Mobile Security
Cardholders can use the Card Guard mobile app to control when, where, and how their card can be used, including setting alerts and transaction restrictions.
|
Security | Complimentary |
|
Cardholder Inquiry Service
Provides cardholders with access to Visa customer service representatives 24 hours a day, 7 days a week for account inquiries and support.
|
Security | 24/7 Support |
|
Identity Theft Recovery Services
Cardholders have access to fully managed identity theft recovery services to help resolve cases of identity fraud.
|
Security | Complimentary |
|
Lost or Stolen Card Reporting and Emergency Card Replacement
Visa provides 24/7 support to block a lost or stolen card and assist with obtaining an emergency replacement card.
|
Security | Complimentary |
|
Zero Liability Protection
Cardholders are not held responsible for unauthorized purchases made on their card, whether the card was lost, stolen, or used fraudulently.
|
Security | Complimentary |
|
Roadside Dispatch
Cardholders can request roadside assistance services such as towing, tire change, or jump-start for a pre-determined fee.
|
Travel | Pay-per-use |
