| Category | Rate | Type | Cap |
|---|---|---|---|
|
Amazon.com
Unlimited 3% cash back on purchases made at Amazon.com; tracked as points at 100 points per $1 and redeemable at Amazon checkout as soon as the next day.
|
3x | Cash Back | No cap |
|
Amazon Fresh
Unlimited 3% cash back on purchases made at Amazon Fresh grocery stores and delivery.
|
3x | Cash Back | No cap |
|
Whole Foods Market
Unlimited 3% cash back on eligible purchases at Whole Foods Market; excludes certain third-party vendors, massage services, and Spa@Ink in Amazon's sole discretion.
|
3x | Cash Back | No cap |
|
Chase Travel
Unlimited 3% cash back on eligible travel purchases made through Chase Travel (chasetravel.com or by calling the number on the back of the card); does not apply to travel booked directly with suppliers.
|
3x | Cash Back | No cap |
|
Gas Stations
Unlimited 2% cash back at gas stations.
|
2x | Cash Back | No cap |
|
Dining
Unlimited 2% cash back at restaurants.
|
2x | Cash Back | No cap |
|
Local Transit and Commuting
Unlimited 2% cash back on local transit and commuting purchases, including rideshare services, taxis, buses, trains, tolls, and parking lots and garages.
|
2x | Cash Back | No cap |
|
All Other Purchases
Unlimited 1% cash back on all purchases not qualifying for a higher bonus rate, anywhere Visa is accepted; rewards do not expire while the account is open.
|
1x | Cash Back | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
Chase Pay Over Time
Eligible cardmembers can split purchases of $100 or more into equal monthly installments with a fixed monthly fee and no interest, with plan durations ranging from 3 to 24 months.
|
Financial | Fixed monthly fee, no interest |
|
No Annual Fee
The Amazon Visa carries no annual fee for either the primary cardmember or authorized users, making it free to hold indefinitely without any Amazon Prime membership requirement.
|
Financial | $0 annual fee |
|
No Foreign Transaction Fees
Purchases made outside the U.S. with the Amazon Visa are not subject to foreign transaction fees, saving the typical 3% surcharge on international spending.
|
Financial | $0 foreign transaction fees |
|
Auto Rental Collision Damage Waiver (Secondary)
Decline the rental company's collision insurance and charge the entire rental to the card; coverage provides reimbursement for theft and collision damage for most rental vehicles. Coverage is secondary to personal insurance in the U.S.
|
Insurance | Complimentary (secondary in U.S.) |
|
Baggage Delay Insurance
Reimburses up to $100 per day for up to 3 days for essential purchases such as toiletries and clothing when baggage is delayed more than 6 hours.
|
Insurance |
Up to $100/day for 3 days
Up to $300
|
|
Extended Warranty Protection
Extends the time period of the U.S. manufacturer's warranty by an additional year on eligible warranties of three years or less, up to four years from the date of purchase.
|
Insurance | 1 additional year of warranty |
|
Lost Luggage Reimbursement
Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged, or stolen during a covered trip; New York residents are limited to $2,000 per bag and $10,000 per trip for all covered travelers.
|
Insurance |
Up to $3,000 per covered traveler
Up to $3,000
|
|
Purchase Protection
Covers eligible new purchases for 120 days from the date of purchase against damage or theft, up to $500 per item; New York residents are limited to a 90-day coverage period.
|
Insurance |
Up to $500 per item for 120 days
Up to $500
|
|
Travel Accident Insurance
When air, bus, train, or cruise transportation is paid with the card, cardmembers are eligible for up to $500,000 in accidental death or dismemberment coverage.
|
Insurance |
Up to $500,000
Up to $500,000
|
|
24/7 Dedicated Cardmember Service
Access to a dedicated customer service team 24 hours a day, 7 days a week for account inquiries, dispute resolution, and benefit questions.
|
Other | Complimentary |
|
Contactless Tap to Pay
The card supports contactless payment technology for faster and more secure checkout at any merchant displaying the Contactless symbol.
|
Other | Complimentary |
|
1% Cash Back on All Other Purchases
Earn unlimited 1% cash back on all purchases not qualifying for a higher bonus rate, anywhere Visa is accepted; rewards do not expire while the account is open.
|
Rewards | 1% back (unlimited) |
|
2% Cash Back at Gas Stations
Earn unlimited 2% cash back at gas stations.
|
Rewards | 2% back (unlimited) |
|
2% Cash Back at Restaurants
Earn unlimited 2% cash back at restaurants.
|
Rewards | 2% back (unlimited) |
|
2% Cash Back on Local Transit and Commuting
Earn unlimited 2% cash back on local transit and commuting purchases, including rideshare services, taxis, buses, trains, tolls, parking lots, and garages.
|
Rewards | 2% back (unlimited) |
|
3% Cash Back at Amazon Fresh
Earn unlimited 3% cash back on purchases made at Amazon Fresh grocery stores and delivery service.
|
Rewards | 3% back (unlimited) |
|
3% Cash Back at Amazon.com
Earn unlimited 3% cash back on purchases made at Amazon.com; cash back is tracked as points at 100 points per $1 and can be redeemed at Amazon checkout as soon as the next day.
|
Rewards | 3% back (unlimited) |
|
3% Cash Back at Whole Foods Market
Earn unlimited 3% cash back on eligible purchases made at Whole Foods Market locations; excludes certain third-party vendors operating at Whole Foods Markets and select in-store services.
|
Rewards | 3% back (unlimited) |
|
3% Cash Back on Chase Travel Purchases
Earn unlimited 3% cash back on eligible travel purchases made through Chase Travel (chasetravel.com or by calling the number on the back of the card), including flights, hotels, car rentals, and cruises; does not apply to travel booked directly with suppliers.
|
Rewards | 3% back (unlimited) |
|
Daily Rewards — Earn and Redeem Next Day
Rewards are tracked daily, allowing cardmembers to view their accumulated cash back and redeem it at Amazon.com as soon as the next day after a qualifying purchase.
|
Rewards | Complimentary |
|
Referral Bonus — $50 Amazon Gift Card per Approved Referral
Earn a $50 Amazon Gift Card for each friend who is approved for the Amazon Visa or Prime Visa through your referral link; maximum of $500 in gift cards per calendar year (10 approved referrals).
|
Rewards |
$50 per approved referral (up to $500/year)
Up to $50
|
|
24/7 Fraud Monitoring
Chase monitors the account around the clock for suspicious activity and can alert the cardmember if unusual purchases are detected.
|
Security | Complimentary |
|
Zero Liability Protection
Cardmembers are not held responsible for unauthorized charges made with their card or account information.
|
Security | Complimentary |
|
Amazon Promotional Financing (Equal Payment)
Access 0% APR equal monthly payment plans on eligible Amazon.com purchases for promotional periods ranging from 6 to 48 months; interest-free when payments are made as required each month, after which the standard purchase APR applies.
|
Shopping | 0% APR for 6–48 months on eligible Amazon purchases |
|
Roadside Assistance
Access 24/7 roadside dispatch services including towing, fuel delivery, lockout assistance, and flat tire service; roadside service fees are billed to the card at time of dispatch.
|
Travel | Complimentary dispatch (service costs apply) |
|
Travel and Emergency Assistance Services
Access to 24/7 travel and emergency assistance services when traveling away from home, including legal referrals, medical referrals, and other emergency services; cardmember is responsible for the cost of any goods or services obtained.
|
Travel | Complimentary (service costs apply) |
