| Category | Rate | Type | Cap |
|---|---|---|---|
|
Air Canada Flights
3 Aeroplan points per $1 spent on eligible flight purchases made directly with Air Canada; does not apply to Air Canada flights booked through third-party travel agencies, portals, or OTAs.
|
3x | Points | No cap |
|
Dining
3 Aeroplan points per $1 spent at restaurants globally, including takeout and eligible food delivery services.
|
3x | Points | No cap |
|
Grocery Stores
3 Aeroplan points per $1 spent at grocery stores globally; no annual cap.
|
3x | Points | No cap |
|
All Other Purchases
1 Aeroplan point per $1 spent on all purchases not qualifying for a higher bonus rate; no cap on earning.
|
1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
Global Entry, TSA PreCheck, or NEXUS Fee Credit
Receive a statement credit of up to $120 every four years as reimbursement for the application fee for Global Entry, TSA PreCheck, or NEXUS when charged to the card; the credit covers any of the three programs.
|
Credits |
Up to $120 every 4 years
Up to $120
|
|
Aeroplan Points Expiration Prevention
Holding the Chase Aeroplan Credit Card prevents Aeroplan points from expiring; without the card, points expire after 18 consecutive months of inactivity in the Aeroplan program.
|
Financial | Complimentary |
|
Chase Pay Over Time
Eligible cardmembers can split purchases of $100 or more into equal monthly installments with a fixed monthly fee and no interest, with plan durations ranging from 3 to 24 months.
|
Financial | Fixed monthly fee, no interest |
|
No Foreign Transaction Fees
Purchases made outside the U.S. with the Aeroplan Credit Card are not subject to foreign transaction fees, saving the typical 3% surcharge on international spending.
|
Financial | $0 foreign transaction fees |
|
Auto Rental Collision Damage Waiver (Secondary)
Decline the rental company's collision insurance and charge the entire rental to the card; coverage provides reimbursement for theft and collision damage for most rental vehicles. Coverage is secondary in the U.S. (personal auto insurance pays first).
|
Insurance | Complimentary (secondary in U.S.) |
|
Baggage Delay Insurance
Reimburses up to $100 per day for up to 3 days for essential purchases such as toiletries and clothing when baggage is delayed more than 6 hours.
|
Insurance |
Up to $100/day for 3 days
Up to $300
|
|
Extended Warranty Protection
Extends the time period of the U.S. manufacturer's warranty by an additional year on eligible warranties of three years or less, up to four years from the date of purchase.
|
Insurance | 1 additional year of warranty |
|
Lost Luggage Reimbursement
Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged, or stolen during a covered trip.
|
Insurance |
Up to $3,000 per covered traveler
Up to $3,000
|
|
Purchase Protection
Covers eligible new purchases for 120 days from the date of purchase against damage or theft, up to $500 per item.
|
Insurance |
Up to $500 per item for 120 days
Up to $500
|
|
Roadside Assistance
Access 24/7 roadside dispatch services including towing, fuel delivery, lockout service, and flat tire assistance; cardmember is responsible for the costs of services provided.
|
Insurance | Complimentary dispatch (service costs apply) |
|
Chase Aeroplan Cardmember Experiences
Access to purchase exclusive experiences designed for Chase Aeroplan cardmembers, including live entertainment, curated dinners, and other exclusive events.
|
Lifestyle | Complimentary access (purchase costs apply) |
|
Mastercard 24/7 Concierge Service
Access to Mastercard's 24/7 concierge service to help locate hard-to-find items, make restaurant reservations, arrange travel, and assist with other personalized requests; cardmember is responsible for costs of goods or services obtained.
|
Lifestyle | Complimentary (service costs apply) |
|
Mastercard Priceless Experiences
As a World Elite Mastercard, cardmembers have access to exclusive Mastercard Priceless Experiences — curated culinary, entertainment, sports, and cultural events in cities worldwide.
|
Lifestyle | Complimentary access (event costs may apply) |
|
24/7 Dedicated Cardmember Service
Access to a dedicated customer service team 24 hours a day, 7 days a week for account inquiries, dispute resolution, and benefit questions.
|
Other | Complimentary |
|
Contactless Tap to Pay
The card supports contactless payment technology for faster and more secure checkout at any merchant displaying the Contactless symbol.
|
Other | Complimentary |
|
10% Ultimate Rewards Transfer Bonus
Receive a 10% bonus on Chase Ultimate Rewards points transferred to Aeroplan when transferring 50,000 or more points in a single transaction from an eligible Chase card; maximum of 25,000 bonus Aeroplan points per calendar year.
|
Rewards | 10% bonus on transfers of 50,000+ points |
|
1x Aeroplan Points on All Other Purchases
Earn 1 Aeroplan point per $1 spent on all purchases not qualifying for a higher bonus rate; no cap on earning.
|
Rewards | 1x points |
|
3x Aeroplan Points at Grocery Stores
Earn 3 Aeroplan points per $1 spent at grocery stores globally; no annual cap on earnings in this category.
|
Rewards | 3x points |
|
3x Aeroplan Points on Air Canada Purchases
Earn 3 Aeroplan points per $1 spent on eligible Air Canada flight purchases made directly with Air Canada; does not apply to Air Canada flights booked through third-party travel agencies or portals.
|
Rewards | 3x points |
|
3x Aeroplan Points on Dining
Earn 3 Aeroplan points per $1 spent at restaurants globally, including takeout and eligible food delivery services.
|
Rewards | 3x points |
|
500 Bonus Points per $2,000 Monthly Spend
Earn 500 bonus Aeroplan points for every $2,000 spent on purchases in a calendar month, up to a maximum of 1,500 bonus points per month (earned after $6,000 in monthly spend).
|
Rewards | Up to 1,500 bonus points/month |
|
Pay Yourself Back — Annual Fee Redemption at 1.25 cpp
Redeem Aeroplan points at 1.25 cents per point as a statement credit to offset the $95 annual fee; requires 7,600 points to cover the full annual fee.
|
Rewards | 1.25 cents per point toward annual fee |
|
Pay Yourself Back — Dining and Grocery Redemption at 0.8 cpp
Redeem Aeroplan points at 0.8 cents per point as a statement credit toward eligible dining and grocery store purchases made within the past 90 days; excludes Walmart and Target.
|
Rewards | 0.8 cents per point toward dining and groceries |
|
Pay Yourself Back — Travel Redemption at 1.25 cpp
Redeem Aeroplan points at 1.25 cents per point as a statement credit toward eligible travel purchases made within the past 90 days; capped at 200,000 points redeemed per calendar year (up to $2,500 in statement credits).
|
Rewards |
1.25 cents per point (up to $2,500/year)
Up to $2,500
|
|
Preferred Pricing on Aeroplan Award Flights
As the primary cardmember, you can often book Air Canada flight rewards for fewer Aeroplan points than standard non-cardmember pricing; preferred pricing applies only to Air Canada flights, not partner airlines.
|
Rewards | Complimentary |
|
24/7 Fraud Monitoring
Chase monitors the account around the clock for suspicious activity using sophisticated fraud detection technology and can alert the cardmember if unusual purchases are detected.
|
Security | Complimentary |
|
Zero Liability Protection
Cardmembers are not held responsible for unauthorized charges made with their card or account information.
|
Security | Complimentary |
|
25K Status Maintenance with $15,000 Annual Spend
Retain Aeroplan Elite 25K status each calendar year by spending $15,000 on purchases with the card during that year, without any flying requirement.
|
Travel | Status maintained after $15,000 spend |
|
35K Status with $75,000 Annual Spend
Achieve Aeroplan Elite 35K status outright by spending $75,000 on purchases with the card during a calendar year, granting additional baggage allowances, more eUpgrade credits, and enhanced priority services.
|
Travel | Aeroplan Elite 35K status after $75,000 spend |
|
5 Annual eUpgrade Credits
Receive 5 eUpgrade credits each year starting January 1, which can be used toward eligible Air Canada flight upgrade requests from economy to business class, subject to availability.
|
Travel | 5 eUpgrade credits/year |
|
Aeroplan Milestone Benefits
Starting January 1, 2026, unlock milestone benefits for every 10,000 SQC accumulated (up to 200,000 SQC), including eUpgrade credits, Priority Rewards, Status Passes, and more; milestones continue every 20,000 SQC thereafter up to 1,000,000 SQC.
|
Travel | Complimentary (benefits vary by SQC milestone) |
|
Complimentary Aeroplan 25K Elite Status (New Cardmembers)
New cardmembers automatically receive Aeroplan Elite 25K status for the remainder of the calendar year in which the card is opened plus the entire following calendar year, granting priority check-in, priority boarding, Star Alliance Silver status, eUpgrade credits, and other Air Canada elite benefits.
|
Travel | Complimentary (up to 2 years) |
|
Free First Checked Bag on Air Canada Flights
The primary cardmember and up to 8 additional passengers on the same reservation receive their first checked bag free on Air Canada-operated flights; must present the Aeroplan card at check-in or have the Aeroplan number in the reservation.
|
Travel | Free first checked bag for up to 9 passengers |
|
Global +1 Benefit After $1 Million Annual Spend
Cardmembers who spend $1,000,000 on purchases in a calendar year receive companion award travel — points are refunded for a companion's flight on any Aeroplan award booking to any worldwide destination.
|
Travel | Complimentary companion award travel (requires $1M spend) |
|
Priority Boarding on Air Canada Flights
Enjoy priority boarding on Air Canada-operated flights as part of Aeroplan 25K Elite status benefits granted with the card.
|
Travel | Complimentary |
|
Priority Check-In on Air Canada Flights
Access dedicated priority check-in counters throughout the Air Canada network as part of Aeroplan 25K Elite status benefits granted with the card.
|
Travel | Complimentary |
|
Priority Reward Vouchers After High Annual Spend
Earn Priority Reward vouchers providing 50% off the base fare in Aeroplan points for an eligible flight reward after reaching $100,000, $250,000, $500,000, and $750,000 in calendar-year card spend; cabin and destination eligibility varies by Aeroplan Elite status tier.
|
Travel | 50% off flight reward points at $100K/$250K/$500K/$750K spend |
|
Trip Cancellation and Interruption Insurance
Reimbursement up to $1,500 per covered traveler and $6,000 per trip for pre-paid, non-refundable passenger fares if a trip is canceled or cut short due to sickness, severe weather, or other covered situations.
|
Travel |
Up to $1,500/traveler, $6,000/trip
Up to $6,000
|
|
Trip Delay Reimbursement
If common carrier travel is delayed more than 12 hours or requires an overnight stay, cardmembers are covered for unreimbursed expenses such as meals and lodging, up to $500 per covered traveler.
|
Travel |
Up to $500 per covered traveler
Up to $500
|
|
Up to 25,000 Annual Status Qualifying Credits (SQC) via Card Spend
Earn up to 25,000 SQC per calendar year through card spending: a 5,000 SQC annual bonus, 10,000 SQC after $25,000 in net purchases, and another 10,000 SQC after $50,000 in net purchases; SQC count toward Aeroplan Elite status and Milestone Benefits.
|
Travel | Up to 25,000 SQC/year |
