| Category | Rate | Type | Cap |
|---|---|---|---|
|
Aer Lingus, British Airways, Iberia, and LEVEL Flights
3 Avios per $1 spent on flight purchases made directly with Aer Lingus, British Airways, Iberia, and LEVEL; does not apply to flights booked through third-party travel agencies or portals.
|
3x | Points | No cap |
|
Hotel Stays
2 Avios per $1 spent on hotel accommodations when purchased directly with the hotel; does not apply to stays booked through third-party travel sites or portals.
|
2x | Points | No cap |
|
All Other Purchases
1 Avios per $1 spent on all purchases not qualifying for a higher bonus rate; no cap on earning.
|
1x | Points | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
Chase Pay Over Time
Eligible cardmembers can split purchases of $100 or more into equal monthly installments with a fixed monthly fee and no interest, with plan durations ranging from 3 to 24 months.
|
Financial | Fixed monthly fee, no interest |
|
No Foreign Transaction Fees
Purchases made outside the U.S. with the Aer Lingus Visa Signature Card are not subject to foreign transaction fees, saving the typical 3% surcharge on international spending.
|
Financial | $0 foreign transaction fees |
|
Auto Rental Collision Damage Waiver (Secondary)
Decline the rental company's collision insurance and charge the entire rental to the card; coverage provides reimbursement for theft and collision damage for most rental vehicles. Coverage is secondary in the U.S. (personal auto insurance pays first).
|
Insurance | Complimentary (secondary in U.S.) |
|
Baggage Delay Insurance
Reimburses up to $100 per day for up to 3 days for essential purchases such as toiletries and clothing when baggage is delayed more than 6 hours.
|
Insurance |
Up to $100/day for 3 days
Up to $300
|
|
Extended Warranty Protection
Extends the time period of the U.S. manufacturer's warranty by an additional year on eligible warranties of three years or less, up to four years from the date of purchase.
|
Insurance | 1 additional year of warranty |
|
Lost Luggage Reimbursement
Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged, or stolen during a covered trip.
|
Insurance |
Up to $3,000 per covered traveler
Up to $3,000
|
|
Purchase Protection
Covers eligible new purchases for 120 days from the date of purchase against damage or theft, up to $500 per item.
|
Insurance |
Up to $500 per item for 120 days
Up to $500
|
|
Travel Accident Insurance
When air, bus, train, or cruise transportation is paid with the card, cardmembers are eligible for accidental death or dismemberment coverage.
|
Insurance | Complimentary |
|
Complimentary DashPass Membership
Receive 12 months of complimentary DashPass membership providing $0 delivery fees and reduced service fees on eligible DoorDash and Caviar orders when activated by December 31, 2027.
|
Lifestyle | 12 months complimentary |
|
Visa Signature Concierge Service
Receive complimentary 24/7 Visa Signature Concierge Service to assist with restaurant reservations, event tickets, travel arrangements, and other personalized requests; cardmember is responsible for costs of goods or services obtained.
|
Lifestyle | Complimentary (service costs apply) |
|
24/7 Dedicated Cardmember Service
Access to a dedicated customer service team 24 hours a day, 7 days a week for account inquiries, dispute resolution, and benefit questions.
|
Other | Complimentary |
|
Contactless Tap to Pay
The card supports contactless payment technology for faster and more secure checkout at any merchant displaying the Contactless symbol.
|
Other | Complimentary |
|
1x Avios on All Other Purchases
Earn 1 Avios per $1 spent on all purchases not qualifying for a higher bonus rate; no cap on earning.
|
Rewards | 1x Avios |
|
2x Avios on Hotel Accommodations
Earn 2 Avios per $1 spent on hotel accommodations when purchased directly with the hotel; does not apply to stays booked through third-party travel sites or portals.
|
Rewards | 2x Avios |
|
3x Avios on Aer Lingus, British Airways, Iberia, and LEVEL Flights
Earn 3 Avios per $1 spent on flight purchases made directly with Aer Lingus, British Airways, Iberia, and LEVEL. Avios are automatically transferred to the primary cardmember's AerClub account after each billing cycle.
|
Rewards | 3x Avios |
|
24/7 Fraud Monitoring and Alerts
Chase monitors the account for suspicious activity around the clock and can notify the cardmember via text, email, or call if unusual purchases are detected.
|
Security | Complimentary |
|
Zero Liability Protection
Cardmembers are not held responsible for unauthorized charges made with their card or account information.
|
Security | Complimentary |
|
Avios Cardmember Experiences
Access to exclusive, curated experiences designed for Aer Lingus Visa Signature cardmembers; experiences may include culinary, cultural, or sporting events redeemable with Avios.
|
Travel | Complimentary access (Avios or purchase costs may apply) |
|
Business Class Upgrade Redemption with Avios
Cardmembers can use their Avios to upgrade a regular economy cash booking to Business Class with Aer Lingus, subject to availability.
|
Travel | Complimentary (Avios required) |
|
Economy Companion Ticket After $30,000 Annual Spend
Every calendar year you spend $30,000 on purchases with the card, you receive an economy companion ticket valid for 12 months; the companion ticket must be used on an Aer Lingus-operated flight in conjunction with a paid economy fare purchased by the primary cardmember, with no taxes or fees applied to the companion ticket.
|
Travel | 1 companion economy ticket/year after $30,000 spend |
|
Pay with Avios (Partial Redemption)
Use Avios for a partial payment toward an Aer Lingus booking and charge the remaining balance to the Aer Lingus Visa Signature Card, enabling flexible redemption without a minimum Avios balance for full award.
|
Travel | Complimentary |
|
Priority Boarding on Aer Lingus Transatlantic Flights
The primary cardmember and any authorized users on the account are eligible for priority boarding on Aer Lingus-operated flights departing from and returning to the U.S. from Ireland; cardmember must display a valid Aer Lingus Visa credit card at the gate prior to boarding.
|
Travel | Complimentary |
