| Category | Rate | Type | Cap |
|---|---|---|---|
|
Gas
Eligible gas purchases
|
3x | Cash Back | No cap |
|
Dining
Eligible restaurant purchases
|
3x | Cash Back | No cap |
|
All Other Purchases
All other purchases
|
1x | Cash Back | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
No Annual Fee
There is no annual fee for this credit card.
|
Fees |
No fee
Up to $0
|
|
No Foreign Transaction Fees
Avoid foreign transaction fees on purchases made outside the U.S.
|
Fees |
0% fee
Up to $0
|
|
Extended Warranty
Extends the original manufacturer's or store brand warranty for eligible items purchased with your card.
|
Purchase Protection | Up to one additional year |
|
Purchase Protection
Covers eligible new purchases against damage or theft for a specified period from the date of purchase.
|
Purchase Protection | Coverage for damage or theft |
|
1% Cash Back on All Other Purchases
Earn 1% cash back on all other eligible purchases.
|
Rewards | 1% cash back |
|
2% Cash Back on AARP Purchases
Earn 2% cash back on eligible purchases made with AARP.
|
Rewards | 2% cash back |
|
3% Cash Back on Gas & Restaurants
Earn 3% cash back on eligible gas and restaurant purchases.
|
Rewards | 3% cash back |
|
ID Theft Protection
Assistance with identity theft resolution services, including alerts and expert help.
|
Security | Identity theft resolution |
|
Zero Liability Protection
You are protected against unauthorized purchases if your card is lost or stolen.
|
Security | Full protection |
|
Mastercard Global Service
Get emergency assistance anytime, anywhere, with services like emergency card replacement and cash advance.
|
Travel Assistance | 24/7 emergency assistance |
|
Car Rental Collision Damage Waiver
Provides secondary coverage for damage due to collision or theft of most rental vehicles when you pay for the rental with your eligible card and decline the rental company's collision damage waiver (CDW) or similar option.
|
Travel Insurance | Secondary coverage |
|
Common Carrier Travel Accident Insurance
Provides coverage for accidental death or dismemberment when traveling on a common carrier (e.g., plane, train, bus, ship) and the fare was paid with your eligible card.
|
Travel Insurance | Coverage for accidental death or dismemberment |
