| Category | Rate | Type | Cap |
|---|---|---|---|
|
Gas
Purchases at gas stations.
|
3x | Cash Back | No cap |
|
Drug Stores
Purchases at drug stores.
|
3x | Cash Back | No cap |
|
All Other Purchases
All eligible purchases not categorized as gas or drug store purchases.
|
1x | Cash Back | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
No Annual Fee
The credit card does not charge an annual fee for card membership.
|
Financial |
$0 annual fee
Up to $0
|
|
Mastercard Extended Warranty
Doubles the original manufacturer's or store brand warranty for up to one additional year on eligible purchases when you pay with your card.
|
Purchase Protection | Up to 1 additional year |
|
Mastercard Purchase Protection
Covers eligible new purchases against damage or theft for a specified period (typically 90 or 120 days) from the date of purchase when you pay with your card.
|
Purchase Protection | Coverage for damage or theft |
|
1% Cash Back on All Other Purchases
Earn 1% cash back on all other eligible purchases not falling into the 3% or 2% categories.
|
Rewards | 1% cash back |
|
2% Cash Back on Medical Expenses
Earn 2% cash back on eligible purchases categorized as medical expenses.
|
Rewards | 2% cash back |
|
3% Cash Back on Gas and Drug Store Purchases
Earn 3% cash back on eligible purchases made at gas stations and drug stores.
|
Rewards | 3% cash back |
|
Mastercard ID Theft Protection
Provides assistance with identity theft resolution services, including proactive monitoring and expert assistance if identity theft occurs.
|
Security | Assistance services |
|
Mastercard Zero Liability Protection
Protects cardholders from unauthorized purchases made with their card. Cardholders are not held responsible for unauthorized transactions.
|
Security | Full protection |
|
Mastercard Global Service
Provides emergency assistance services worldwide, including emergency card replacement, emergency cash advance, and ATM locator services.
|
Travel Assistance | Worldwide emergency assistance |
